| Code | Type | Message | SeaPay Code |
|---|---|---|---|
| 107 | Good | Request Received | A01 |
| 164 | Good | Conditional Approval | A01 |
| 101 | Good | Validated | A01 |
| 104 | Good | No Reason to Decline | A01 |
| 110 | Good | BIN Alert | A01 |
| 106 | Good | Provided Auth | A01 |
| 260 | Good | Soft AVS | A01 |
| 102 | Good | Verified | A01 |
| 108 | Good | Approved for Activation | A01 |
| 105 | Good | Received and Stored | A01 |
| 111 | Good | Approved for Partial | A01 |
| 100 | Good | Approved for Activation | A01 |
| 704 | Good | FPO Accepted | A01 |
| 103 | Good | Pre-Noted | A01 |
| 109 | Good | Previously Processed Transaction | A01 |
| 764 | Soft | Authorization Revoked by Consumer | D01 |
| 802 | Soft | Positive ID | D01 |
| 303 | Soft | Processor Decline | D01 |
| 606 | Soft | Invalid Transaction Type | D01 |
| 765 | Soft | Customer Advises Not Authorized | D01 |
| 530 | Soft | Do Not Honor | D01 |
| 758 | Soft | Account Frozen | D01 |
| 787 | Soft | Decline code 47 | D01 |
| 595 | Soft | New Card Issued | D01 |
| 605 | Hard | Invalid Expiration Date | D02 |
| 903 | Hard | Invalid Expiration | D02 |
| 510 | Soft | Over Limit Frequency | D03 |
| 302 | Soft | Credit Floor | D03 |
| 521 | Soft | Insufficient funds | D03 |
| 509 | Soft | Over the limit | D03 |
| 501 | Hard | Pickup | D04 |
| 768 | Hard | Bad Account Number Data | D05 |
| 602 | Hard | Invalid Institution Code | D05 |
| 751 | Hard | Transit Routing Number Unknown | D05 |
| 201 | Hard | Invalid CC Number | D05 |
| 603 | Hard | Invalid Institution | D05 |
| 763 | Hard | Invalid Account Number | D05 |
| 591 | Hard | Invalid CC Number | D05 |
| 750 | Hard | Invalid Transit Routing Number | D05 |
| 754 | Hard | Account Closed | D06 |
| 572 | Hard | Revocation of All Authorizations – Closed Account | D06 |
| 755 | Hard | No Account/ Unable to Locate | D06 |
| 599 | Hard | Refund | D06 |
| 825 | Hard | No Account | D06 |
| 813 | Soft | Invalid PIN | D07 |
| 531 | Soft | CVV2/VAK Failure | D08 |
| 811 | Soft | Invalid Security Code | D08 |
| 503 | Soft | Fraud/Security Violation | D08 |
| 551 | Soft | Duplicate Transaction | D09 |
| 264 | Soft | Duplicate Deposit Transaction | D09 |
| 502 | Hard | Lost/Stolen | D10 |
| 596 | Hard | Suspected Fraud | D11 |
| 834 | Soft | Unauthorized User | D12 |
| 351 | Soft | TransArmor Service Unavailable | D12 |
| 835 | Soft | No Permission | D12 |
| 833 | Soft | Invalid Merchant | D12 |
| 571 | Hard | Revocation of Authorization for All Recurring / Installments | D13 |
| 570 | Hard | Stop payment order one time recurring/ installment | D13 |
| 522 | Hard | Card is expired | D16 |
| 000 | Soft | No Answer | D17 |
| 230 | Soft | Payments do not total 100 | D17 |
| 227 | Soft | Missing Companion Data | D17 |
| 218 | Soft | Invalid SKU Number | D17 |
| 301 | Soft | Issuer unavailable | D17 |
| 229 | Soft | Percents do not total 100 | D17 |
| 219 | Soft | Invalid Credit Plan | D17 |
| 240 | Soft | Auth Amount for Division | D18 |
| 607 | Soft | Invalid Amount | D18 |
| 203 | Soft | Zero Amount | D18 |
| 306 | Soft | Amount Mismatch | D18 |
| 778 | Soft | Refund greater than original amount | D18 |
| 205 | Soft | Bad Total Auth Amount | D18 |
| 592 | Soft | Bad Amount | D18 |
| 202 | Soft | Bad Amount Non-numeric Amount | D18 |
| 508 | Soft | Excessive PIN try | D21 |
| 307 | Soft | Authorization Not Found | D26 |
| 806 | Hard | Restraint | D27 |
| 757 | Hard | Beneficiary Deceased | D27 |
| 220 | Hard | Invalid Store Number | D27 |
| 541 | Hard | Possible Compromise | D27 |
| 305 | Hard | Already Reversed | D27 |
| 588 | Hard | Block Activation Failed | D27 |
| 564 | Hard | Counter Offer | D27 |
| 252 | Hard | Invalid Issue Number | D27 |
| 247 | Hard | Check Conversion Data Error | D27 |
| 235 | Hard | FPO Locked | D27 |
| 544 | Hard | Invalid Email Address | D27 |
| 505 | Hard | Negative file | D27 |
| 354 | Hard | TransArmor Invalid Result | D27 |
| 767 | Hard | Invalid Account Number Format | D27 |
| 740 | Hard | Match Failed | D27 |
| 257 | Hard | Missing Cust Service Phone | D27 |
| 239 | Hard | Invalid MOP for Division | D27 |
| 594 | Hard | Other Error | D27 |
| 581 | Hard | Unable to void | D27 |
| 549 | Hard | Previously Declined | D27 |
| 753 | Hard | Invalid Account Type | D27 |
| 547 | Hard | Address Verification Failed | D27 |
| 534 | Hard | Do Not Honor – High Fraud | D27 |
| 266 | Hard | Invalid QHP Amount | D27 |
| 777 | Hard | Original transaction not approved | D27 |
| 561 | Hard | Re authorization no match | D27 |
| 263 | Hard | Partial Authorization Not Allowed or Partial Authorization Request Note Valid | D27 |
| 245 | Hard | Missing or Invalid Secure Payment Data | D27 |
| 233 | Hard | Does not match MOP | D27 |
| 582 | Hard | No Original Authorization Found | D27 |
| 352 | Hard | Expired Lock | D27 |
| 904 | Hard | Invalid Effective | D27 |
| 759 | Hard | Customer Opt-out | D27 |
| 225 | Hard | Invalid Field Data | D27 |
| 542 | Hard | Bill To Not Equal to Ship To | D27 |
| 237 | Hard | FPO Not Approved | D27 |
| 589 | Hard | CVD Value Failure | D27 |
| 567 | Hard | Pending Review | D27 |
| 248 | Hard | Blanks not passed in reserved field | D27 |
| 545 | Hard | PA ITA Number Inactive | D27 |
| 519 | Hard | On negative file | D27 |
| 251 | Hard | Invalid Start Date | D27 |
| 771 | Hard | Decline Lost or Stolen Checks | D27 |
| 741 | Hard | Validation Failed | D27 |
| 261 | Hard | Account Not Eligible For Division’s Setup | D27 |
| 241 | Hard | Illegal Action | D27 |
| 610 | Hard | BIN Block | D27 |
| 583 | Hard | Block Activation Failed | D27 |
| 550 | Hard | Closed Account, New Account Issued | D27 |
| 781 | Hard | Invalid MICR Data | D27 |
| 756 | Hard | Account-Holder Deceased | D27 |
| 204 | Hard | Other Error | D27 |
| 548 | Hard | Not on Credit Bureau | D27 |
| 540 | Hard | Under 18 Years Old | D27 |
| 304 | Hard | Not On File | D27 |
| 587 | Hard | Activation Amount Incorrect | D27 |
| 563 | Hard | Re authorization timeframes exceeded | D27 |
| 265 | Hard | Missing QHP Amount | D27 |
| 246 | Hard | Merchant not MasterCard Secure code Enabled | D27 |
| 234 | Hard | Duplicate Order Number | D27 |
| 543 | Hard | Invalid Pre-approval Number | D27 |
| 353 | Hard | TransArmor Invalid Token or PAN | D27 |
| 905 | Hard | Stand in Rules | D27 |
| 760 | Hard | ACH Non-Participant | D27 |
| 231 | Hard | Invalid Division Number | D27 |
| 253 | Hard | Invalid Tran. Type | D27 |
| 238 | Hard | Invalid Currency | D27 |
| 590 | Hard | Maximum Redemption Limit Met | D27 |
| 580 | Hard | Account previously activated | D27 |
| 546 | Hard | Blocked Account | D27 |
| 524 | Hard | Altered data | D27 |
| 772 | Hard | Incorrect Length | D27 |
| 752 | Hard | Missing Name | D27 |
| 262 | Hard | Authorization Code Response Date Invalid | D27 |
| 243 | Hard | Invalid Purchase Level 3 | D27 |
| 584 | Hard | Issuance Does Not Meet Minimum Amount | D27 |
| 560 | Hard | Re authorization | D27 |
| 786 | Soft | Call Center | D30 |
| 401 | Soft | Call | D30 |
| 402 | Soft | Default Call | D30 |
| 249 | Soft | Invalid (MCC) | D34 |
| 902 | Soft | Process Unavailable | E03 |
| 236 | Soft | Auth Recycle Host System Down | E03 |
| Code | Message | SeaPay Code |
|---|---|---|
| IS | System unavailable or time-out | 00 |
| N1 | No address given with order | 40 |
| N2 | Bill-to address did not pass First Data’s edit checks | 44 |
| I8 | ZIP/Postal No Match, Plus-4 No Match, Locale No Match | 45 |
| IC | Street address and postal code not verified due to incompatible format (both were sent) | 45 |
| I6 | ZIP/Postal No Match, Plus-4 Match, Locale No Match | 45 |
| IE | Edit Error – AVS data is invalid | 45 |
| IP | Postal code match. Street address not verified due to incompatible formats (both were sent) | 47 |
| I4 | ZIP/Postal Match, Plus-4 No Match, Locale No Match | 47 |
| IB | Street address match. Postal code not verified due to incompatible formats (both were sent) | 4D |
| I5 | ZIP/Postal No Match, Plus-4 Match, Locale Match | 4D |
| I7 | ZIP/Postal No Match, Plus-4 No Match, Locale Match | 4D |
| I2 | ZIP/Postal Match, Plus-4 Match, Locale No Match | 4F |
| IA | International street address and postal code match (International Only) | 4F |
| I3 | ZIP/Postal Match, Plus-4 No Match, Locale Match | 4F |
| I1 | ZIP/Postal Match, Plus-4 Match, Locale Match | 4F |
| B4 | Accountholder name incorrect, billing postal code matches | 53 |
| B8 | Accountholder name, billing address and postal code are all incorrect | 55 |
| ?? | Unrecognized response | 55 |
| B7 | Accountholder name incorrect, billing address matches | 5C |
| B3 | Accountholder name incorrect, billing address and postal code match | 5F |
| A1 | Accountholder name matches | 70 |
| A4 | Accountholder name and billing postal code match | 73 |
| A7 | Accountholder name and billing address match | 7C |
| A3 | Accountholder name, billing address and postal code match | 7F |
| ID | Issuer does not participate in AVS | 80 |
| IG | Issuer doesn't participate in AVS | 80 |
| IU | Issuer doesn't participate in AVS | 80 |
| Code | Message | SeaPay Code |
|---|---|---|
| M | Value matched | M |
| N | Value not matched | N |
| I | Invalid | N |
| " " | Blank | P |
| P | Not Processed | P |
| S | Should be on the card | S |
| U | Unsupported by the Issuer | U |
| ? | Unrecognized response | X |
| Code | Type | Message | SeaPay Code |
|---|---|---|---|
| 107 | Good | Request Received | A01 |
| 164 | Good | Conditional Approval | A01 |
| 101 | Good | Validated | A01 |
| 104 | Good | No Reason to Decline | A01 |
| 110 | Good | BIN Alert | A01 |
| 106 | Good | Provided Auth | A01 |
| 260 | Good | Soft AVS | A01 |
| 102 | Good | Verified | A01 |
| 108 | Good | Approved for Activation | A01 |
| 105 | Good | Received and Stored | A01 |
| 111 | Good | Approved for Partial | A01 |
| 100 | Good | Approved for Activation | A01 |
| 704 | Good | FPO Accepted | A01 |
| 103 | Good | Pre-Noted | A01 |
| 109 | Good | Previously Processed Transaction | A01 |
| 764 | Soft | Authorization Revoked by Consumer | D01 |
| 802 | Soft | Positive ID | D01 |
| 303 | Soft | Processor Decline | D01 |
| 606 | Soft | Invalid Transaction Type | D01 |
| 765 | Soft | Customer Advises Not Authorized | D01 |
| 530 | Soft | Do Not Honor | D01 |
| 758 | Soft | Account Frozen | D01 |
| 787 | Soft | Decline code 47 | D01 |
| 595 | Soft | New Card Issued | D01 |
| 605 | Hard | Invalid Expiration Date | D02 |
| 903 | Hard | Invalid Expiration | D02 |
| 510 | Soft | Over Limit Frequency | D03 |
| 302 | Soft | Credit Floor | D03 |
| 521 | Soft | Insufficient funds | D03 |
| 509 | Soft | Over the limit | D03 |
| 501 | Hard | Pickup | D04 |
| 768 | Hard | Bad Account Number Data | D05 |
| 602 | Hard | Invalid Institution Code | D05 |
| 751 | Hard | Transit Routing Number Unknown | D05 |
| 201 | Hard | Invalid CC Number | D05 |
| 603 | Hard | Invalid Institution | D05 |
| 763 | Hard | Invalid Account Number | D05 |
| 591 | Hard | Invalid CC Number | D05 |
| 750 | Hard | Invalid Transit Routing Number | D05 |
| 754 | Hard | Account Closed | D06 |
| 572 | Hard | Revocation of All Authorizations – Closed Account | D06 |
| 755 | Hard | No Account/ Unable to Locate | D06 |
| 599 | Hard | Refund | D06 |
| 825 | Hard | No Account | D06 |
| 813 | Soft | Invalid PIN | D07 |
| 531 | Soft | CVV2/VAK Failure | D08 |
| 811 | Soft | Invalid Security Code | D08 |
| 503 | Soft | Fraud/Security Violation | D08 |
| 551 | Soft | Duplicate Transaction | D09 |
| 264 | Soft | Duplicate Deposit Transaction | D09 |
| 502 | Hard | Lost/Stolen | D10 |
| 596 | Hard | Suspected Fraud | D11 |
| 834 | Soft | Unauthorized User | D12 |
| 351 | Soft | TransArmor Service Unavailable | D12 |
| 835 | Soft | No Permission | D12 |
| 833 | Soft | Invalid Merchant | D12 |
| 571 | Hard | Revocation of Authorization for All Recurring / Installments | D13 |
| 570 | Hard | Stop payment order one time recurring/ installment | D13 |
| 522 | Hard | Card is expired | D16 |
| 000 | Soft | No Answer | D17 |
| 230 | Soft | Payments do not total 100 | D17 |
| 227 | Soft | Missing Companion Data | D17 |
| 218 | Soft | Invalid SKU Number | D17 |
| 301 | Soft | Issuer unavailable | D17 |
| 229 | Soft | Percents do not total 100 | D17 |
| 219 | Soft | Invalid Credit Plan | D17 |
| 240 | Soft | Auth Amount for Division | D18 |
| 607 | Soft | Invalid Amount | D18 |
| 203 | Soft | Zero Amount | D18 |
| 306 | Soft | Amount Mismatch | D18 |
| 778 | Soft | Refund greater than original amount | D18 |
| 205 | Soft | Bad Total Auth Amount | D18 |
| 592 | Soft | Bad Amount | D18 |
| 202 | Soft | Bad Amount Non-numeric Amount | D18 |
| 508 | Soft | Excessive PIN try | D21 |
| 307 | Soft | Authorization Not Found | D26 |
| 806 | Hard | Restraint | D27 |
| 757 | Hard | Beneficiary Deceased | D27 |
| 220 | Hard | Invalid Store Number | D27 |
| 541 | Hard | Possible Compromise | D27 |
| 305 | Hard | Already Reversed | D27 |
| 588 | Hard | Block Activation Failed | D27 |
| 564 | Hard | Counter Offer | D27 |
| 252 | Hard | Invalid Issue Number | D27 |
| 247 | Hard | Check Conversion Data Error | D27 |
| 235 | Hard | FPO Locked | D27 |
| 544 | Hard | Invalid Email Address | D27 |
| 505 | Hard | Negative file | D27 |
| 354 | Hard | TransArmor Invalid Result | D27 |
| 767 | Hard | Invalid Account Number Format | D27 |
| 740 | Hard | Match Failed | D27 |
| 257 | Hard | Missing Cust Service Phone | D27 |
| 239 | Hard | Invalid MOP for Division | D27 |
| 594 | Hard | Other Error | D27 |
| 581 | Hard | Unable to void | D27 |
| 549 | Hard | Previously Declined | D27 |
| 753 | Hard | Invalid Account Type | D27 |
| 547 | Hard | Address Verification Failed | D27 |
| 534 | Hard | Do Not Honor – High Fraud | D27 |
| 266 | Hard | Invalid QHP Amount | D27 |
| 777 | Hard | Original transaction not approved | D27 |
| 561 | Hard | Re authorization no match | D27 |
| 263 | Hard | Partial Authorization Not Allowed or Partial Authorization Request Note Valid | D27 |
| 245 | Hard | Missing or Invalid Secure Payment Data | D27 |
| 233 | Hard | Does not match MOP | D27 |
| 582 | Hard | No Original Authorization Found | D27 |
| 352 | Hard | Expired Lock | D27 |
| 904 | Hard | Invalid Effective | D27 |
| 759 | Hard | Customer Opt-out | D27 |
| 225 | Hard | Invalid Field Data | D27 |
| 542 | Hard | Bill To Not Equal to Ship To | D27 |
| 237 | Hard | FPO Not Approved | D27 |
| 589 | Hard | CVD Value Failure | D27 |
| 567 | Hard | Pending Review | D27 |
| 248 | Hard | Blanks not passed in reserved field | D27 |
| 545 | Hard | PA ITA Number Inactive | D27 |
| 519 | Hard | On negative file | D27 |
| 251 | Hard | Invalid Start Date | D27 |
| 771 | Hard | Decline Lost or Stolen Checks | D27 |
| 741 | Hard | Validation Failed | D27 |
| 261 | Hard | Account Not Eligible For Division’s Setup | D27 |
| 241 | Hard | Illegal Action | D27 |
| 610 | Hard | BIN Block | D27 |
| 583 | Hard | Block Activation Failed | D27 |
| 550 | Hard | Closed Account, New Account Issued | D27 |
| 781 | Hard | Invalid MICR Data | D27 |
| 756 | Hard | Account-Holder Deceased | D27 |
| 204 | Hard | Other Error | D27 |
| 548 | Hard | Not on Credit Bureau | D27 |
| 540 | Hard | Under 18 Years Old | D27 |
| 304 | Hard | Not On File | D27 |
| 587 | Hard | Activation Amount Incorrect | D27 |
| 563 | Hard | Re authorization timeframes exceeded | D27 |
| 265 | Hard | Missing QHP Amount | D27 |
| 246 | Hard | Merchant not MasterCard Secure code Enabled | D27 |
| 234 | Hard | Duplicate Order Number | D27 |
| 543 | Hard | Invalid Pre-approval Number | D27 |
| 353 | Hard | TransArmor Invalid Token or PAN | D27 |
| 905 | Hard | Stand in Rules | D27 |
| 760 | Hard | ACH Non-Participant | D27 |
| 231 | Hard | Invalid Division Number | D27 |
| 253 | Hard | Invalid Tran. Type | D27 |
| 238 | Hard | Invalid Currency | D27 |
| 590 | Hard | Maximum Redemption Limit Met | D27 |
| 580 | Hard | Account previously activated | D27 |
| 546 | Hard | Blocked Account | D27 |
| 524 | Hard | Altered data | D27 |
| 772 | Hard | Incorrect Length | D27 |
| 752 | Hard | Missing Name | D27 |
| 262 | Hard | Authorization Code Response Date Invalid | D27 |
| 243 | Hard | Invalid Purchase Level 3 | D27 |
| 584 | Hard | Issuance Does Not Meet Minimum Amount | D27 |
| 560 | Hard | Re authorization | D27 |
| 786 | Soft | Call Center | D30 |
| 401 | Soft | Call | D30 |
| 402 | Soft | Default Call | D30 |
| 249 | Soft | Invalid (MCC) | D34 |
| 902 | Soft | Process Unavailable | E03 |
| 236 | Soft | Auth Recycle Host System Down | E03 |
| Code | Message | SeaPay Code |
|---|---|---|
| IS | System unavailable or time-out | 00 |
| N1 | No address given with order | 40 |
| N2 | Bill-to address did not pass First Data’s edit checks | 44 |
| I8 | ZIP/Postal No Match, Plus-4 No Match, Locale No Match | 45 |
| IC | Street address and postal code not verified due to incompatible format (both were sent) | 45 |
| I6 | ZIP/Postal No Match, Plus-4 Match, Locale No Match | 45 |
| IE | Edit Error – AVS data is invalid | 45 |
| IP | Postal code match. Street address not verified due to incompatible formats (both were sent) | 47 |
| I4 | ZIP/Postal Match, Plus-4 No Match, Locale No Match | 47 |
| IB | Street address match. Postal code not verified due to incompatible formats (both were sent) | 4D |
| I5 | ZIP/Postal No Match, Plus-4 Match, Locale Match | 4D |
| I7 | ZIP/Postal No Match, Plus-4 No Match, Locale Match | 4D |
| I2 | ZIP/Postal Match, Plus-4 Match, Locale No Match | 4F |
| IA | International street address and postal code match (International Only) | 4F |
| I3 | ZIP/Postal Match, Plus-4 No Match, Locale Match | 4F |
| I1 | ZIP/Postal Match, Plus-4 Match, Locale Match | 4F |
| B4 | Accountholder name incorrect, billing postal code matches | 53 |
| B8 | Accountholder name, billing address and postal code are all incorrect | 55 |
| ?? | Unrecognized response | 55 |
| B7 | Accountholder name incorrect, billing address matches | 5C |
| B3 | Accountholder name incorrect, billing address and postal code match | 5F |
| A1 | Accountholder name matches | 70 |
| A4 | Accountholder name and billing postal code match | 73 |
| A7 | Accountholder name and billing address match | 7C |
| A3 | Accountholder name, billing address and postal code match | 7F |
| ID | Issuer does not participate in AVS | 80 |
| IG | Issuer doesn't participate in AVS | 80 |
| IU | Issuer doesn't participate in AVS | 80 |
| Code | Message | SeaPay Code |
|---|---|---|
| M | Value matched | M |
| N | Value not matched | N |
| I | Invalid | N |
| " " | Blank | P |
| P | Not Processed | P |
| S | Should be on the card | S |
| U | Unsupported by the Issuer | U |
| ? | Unrecognized response | X |