| Code | Type | Message | SeaPay Code |
|---|---|---|---|
| 00 | Good | Approved or completed successfully. | A01 |
| 11 | Good | Approved (VIP). | A01 |
| 10 | Good | Approved, partial amount approved. | A05 |
| 15 | Soft | No such issuer. | D01 |
| 92 | Soft | Financial institution or intermediate network unknown for routing. | D01 |
| 51 | Soft | Insufficient funds. | D03 |
| 05 | Soft | Do not honor. | D03 |
| 65 | Soft | Exceeds withdrawal frequency limit. | D03 |
| 61 | Soft | Exceeds withdrawal amount limit. | D03 |
| 67 | Hard | Hard capture; pick up. | D04 |
| 04 | Hard | Pick up. | D04 |
| 14 | Hard | Invalid card number (no such number). | D05 |
| 52 | Hard | No checking account. | D06 |
| 53 | Hard | No savings account. | D06 |
| 55 | Soft | Incorrect PIN. | D07 |
| 86 | Soft | Invalid card security code. | D08 |
| 7Z | Soft | Duplicate completion. | D09 |
| 94 | Soft | Duplication transaction. | D09 |
| 7X | Soft | Duplicate reversal. | D09 |
| 41 | Hard | Lost card; pick up. | D10 |
| 43 | Hard | Stolen card; pick up. | D11 |
| 90 | Soft | System error. | D12 |
| 96 | Soft | System malfunction. | D12 |
| 7Y | Soft | Subsystem unavailable. | D12 |
| 54 | Hard | Expired card. | D16 |
| 33 | Hard | Expired card; pick up. | D16 |
| 19 | Soft | Try again. | D17 |
| 7U | Soft | Amount too large. | D18 |
| 13 | Soft | Invalid amount. | D18 |
| 75 | Soft | Allowable number of PIN tries exceeded. | D21 |
| 22 | Hard | Reversal error. | D22 |
| 21 | Hard | Reversal error. | D22 |
| 7W | Hard | Unsuccessful. | D27 |
| R0 | Hard | Not approved. | D27 |
| 57 | Hard | Transaction not permitted by cardholder. | D27 |
| 12 | Hard | Invalid transaction. | D27 |
| 40 | Hard | Totals unavailable. | D27 |
| 02 | Hard | Refer to card issuer's special conditions. | D27 |
| 26 | Hard | Referred ID not in DL database. | D27 |
| 29 | Hard | Hard negative info on file. | D27 |
| R1 | Hard | Not approved. | D27 |
| 82 | Hard | Count exceeds limit. | D27 |
| 06 | Hard | Error. | D27 |
| 30 | Hard | Format error (may also be a reversal). | D27 |
| 7V | Hard | Duplicate return. | D27 |
| 25 | Hard | Unable to locate record on file. | D27 |
| 01 | Hard | Refer to card issuer. | D27 |
| 66 | Hard | Card acceptor; call acquirer security. | D27 |
| R3 | Hard | Not approved. | D27 |
| 85 | Hard | No reason to decline. | D27 |
| 76 | Hard | Key synchronization error. | D27 |
| 08 | Hard | Honor with identification. | D27 |
| 93 | Hard | Transaction cannot be completed ; violation of law. | D27 |
| 62 | Soft | Restricted card. | D29 |
| 36 | Soft | Restricted card; pick up. | D29 |
| 27 | Soft | Referred - Call Center. | D30 |
| 34 | Soft | Suspected fraud; pick up. | D31 |
| 03 | Soft | Invalid merchant. | D34 |
| 91 | Soft | Issuer or switch is inoperative (time-out). | E02 |
| 28 | Soft | Referred skip trace info needed. | E02 |
| Code | Message | SeaPay Code |
|---|---|---|
| R | Retry. System unavailable or timed out | 00 |
| I | Address is not verified | 40 |
| U | Address is not available | 40 |
| C | Street address and ZIP don't match | 45 |
| Z | Street address doesn't match, five-digit ZIP matches | 46 |
| W | Street address doesn't match, nine-digit ZIP matches | 47 |
| P | Street address doesn't match, nine-digit ZIP matches | 47 |
| N | Street address or ZIP doesn't match | 4A |
| A | Street address matches, ZIP does not | 4D |
| B | Street address matches, | 4D |
| Y | Street address and five-digit ZIP match | 4E |
| F | Street address and five-digit ZIP match | 4E |
| T | Street address and five-digit ZIP match | 4E |
| G | Street address and ZIP match | 4F |
| D | Street address and ZIP match | 4F |
| M | Street address and ZIP match | 4F |
| X | Name, billing address and ZIP match | 7F |
| S | AVS service is not supported by issuer | 80 |
| Code | Message | SeaPay Code |
|---|---|---|
| M | Match | M |
| Y | Match | M |
| N | No Match | N |
| P | Not Processed | P |
| S | Should be on the card | S |
| U | Issuer unable to process request. Issuer is not certified | U |
| Code | Type | Message | SeaPay Code |
|---|---|---|---|
| 00 | Good | Approved or completed successfully. | A01 |
| 11 | Good | Approved (VIP). | A01 |
| 10 | Good | Approved, partial amount approved. | A05 |
| 15 | Soft | No such issuer. | D01 |
| 92 | Soft | Financial institution or intermediate network unknown for routing. | D01 |
| 51 | Soft | Insufficient funds. | D03 |
| 05 | Soft | Do not honor. | D03 |
| 65 | Soft | Exceeds withdrawal frequency limit. | D03 |
| 61 | Soft | Exceeds withdrawal amount limit. | D03 |
| 67 | Hard | Hard capture; pick up. | D04 |
| 04 | Hard | Pick up. | D04 |
| 14 | Hard | Invalid card number (no such number). | D05 |
| 52 | Hard | No checking account. | D06 |
| 53 | Hard | No savings account. | D06 |
| 55 | Soft | Incorrect PIN. | D07 |
| 86 | Soft | Invalid card security code. | D08 |
| 7Z | Soft | Duplicate completion. | D09 |
| 94 | Soft | Duplication transaction. | D09 |
| 7X | Soft | Duplicate reversal. | D09 |
| 41 | Hard | Lost card; pick up. | D10 |
| 43 | Hard | Stolen card; pick up. | D11 |
| 90 | Soft | System error. | D12 |
| 96 | Soft | System malfunction. | D12 |
| 7Y | Soft | Subsystem unavailable. | D12 |
| 54 | Hard | Expired card. | D16 |
| 33 | Hard | Expired card; pick up. | D16 |
| 19 | Soft | Try again. | D17 |
| 7U | Soft | Amount too large. | D18 |
| 13 | Soft | Invalid amount. | D18 |
| 75 | Soft | Allowable number of PIN tries exceeded. | D21 |
| 22 | Hard | Reversal error. | D22 |
| 21 | Hard | Reversal error. | D22 |
| 7W | Hard | Unsuccessful. | D27 |
| R0 | Hard | Not approved. | D27 |
| 57 | Hard | Transaction not permitted by cardholder. | D27 |
| 12 | Hard | Invalid transaction. | D27 |
| 40 | Hard | Totals unavailable. | D27 |
| 02 | Hard | Refer to card issuer's special conditions. | D27 |
| 26 | Hard | Referred ID not in DL database. | D27 |
| 29 | Hard | Hard negative info on file. | D27 |
| R1 | Hard | Not approved. | D27 |
| 82 | Hard | Count exceeds limit. | D27 |
| 06 | Hard | Error. | D27 |
| 30 | Hard | Format error (may also be a reversal). | D27 |
| 7V | Hard | Duplicate return. | D27 |
| 25 | Hard | Unable to locate record on file. | D27 |
| 01 | Hard | Refer to card issuer. | D27 |
| 66 | Hard | Card acceptor; call acquirer security. | D27 |
| R3 | Hard | Not approved. | D27 |
| 85 | Hard | No reason to decline. | D27 |
| 76 | Hard | Key synchronization error. | D27 |
| 08 | Hard | Honor with identification. | D27 |
| 93 | Hard | Transaction cannot be completed ; violation of law. | D27 |
| 62 | Soft | Restricted card. | D29 |
| 36 | Soft | Restricted card; pick up. | D29 |
| 27 | Soft | Referred - Call Center. | D30 |
| 34 | Soft | Suspected fraud; pick up. | D31 |
| 03 | Soft | Invalid merchant. | D34 |
| 91 | Soft | Issuer or switch is inoperative (time-out). | E02 |
| 28 | Soft | Referred skip trace info needed. | E02 |
| Code | Message | SeaPay Code |
|---|---|---|
| R | Retry. System unavailable or timed out | 00 |
| I | Address is not verified | 40 |
| U | Address is not available | 40 |
| C | Street address and ZIP don't match | 45 |
| Z | Street address doesn't match, five-digit ZIP matches | 46 |
| W | Street address doesn't match, nine-digit ZIP matches | 47 |
| P | Street address doesn't match, nine-digit ZIP matches | 47 |
| N | Street address or ZIP doesn't match | 4A |
| A | Street address matches, ZIP does not | 4D |
| B | Street address matches, | 4D |
| Y | Street address and five-digit ZIP match | 4E |
| F | Street address and five-digit ZIP match | 4E |
| T | Street address and five-digit ZIP match | 4E |
| G | Street address and ZIP match | 4F |
| D | Street address and ZIP match | 4F |
| M | Street address and ZIP match | 4F |
| X | Name, billing address and ZIP match | 7F |
| S | AVS service is not supported by issuer | 80 |
| Code | Message | SeaPay Code |
|---|---|---|
| M | Match | M |
| Y | Match | M |
| N | No Match | N |
| P | Not Processed | P |
| S | Should be on the card | S |
| U | Issuer unable to process request. Issuer is not certified | U |