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TabaPay  (real-time) Response Codes:



Transaction Responses   
Code Type Message SeaPay Code
85 Good Issuer has no reason to decline the transaction (Account Verification) A01
000 Good Approved A01
11 Good Approved (VIP) A01
R2 Good Allowable PAN entries warning -- approved A01
001 Good Approved with identification A01
16 Good Approved, update track 3 A01
R3 Good Approved with overdraft protection A01
003 Good Approved (VIP) A01
00 Good Approved or completed successfully A01
10 Good Approved for partial amount A05
002 Good Approved for partial amount A05
113 Soft Unacceptable fee D01
ST Soft Revocation of authorization order D01
01 Soft Refer to card issuer D01
EM Soft Debit PIN transactions must be swiped D01
68 Soft Response received too late, reversal (unsupported) D01
182 Soft Institution not supported by switch D01
06 Soft Error D01
130 Soft Transaction failed OFAC check D01
ZZ Soft Used by TabaPay for Testing D01
R1 Soft Credit not received (future) D01
N6 Soft Non-matching account numbers (future) D01
81 Soft Issuer requested standin D01
32 Soft Completed partially, reversal (unsupported) D01
207 Soft Special conditions D01
107 Soft Refer to card issuer D01
SH Soft Unable to locate D01
EE Soft Card product code is blocked Card product code is blocked D01
63 Soft Security violation (may also be a chargeback) D01
122 Soft Security violation D01
T6 Soft Special conditions (no pick-up) D01
02 Soft Refer to card issuers special conditions D01
EP Soft Transaction not allowed as per a validation rule D01
79 Soft Invalid digital signature D01
184 Soft Resubmission in violation of network rules D01
08 Soft Honor with identification D01
100 Soft Do not honor D01
RR Soft Unknown Backend Processing Error D01
907 Soft Card issuer or switch inoperative D01
99 Soft Card network fault error D01
92 Soft Financial institution or intermediate network unknown for routing D01
59 Soft Suspected fraud D01
SI Soft General denial D01
108 Soft Refer to card issuer’s special condition D01
131 Soft Check not acceptable D01
EK Soft Bin is not valid for pinless routing D01
124 Soft Violation of law D01
T7 Soft Purchase only approval for purchase with cash back transaction. D01
Q1 Soft Card authentication failed D01
05 Soft Do not honor D01
N5 Soft Declined authorization (future) D01
80 Soft Stale dated transaction (Star SM ) D01
20 Soft Invalid response D01
185 Soft Stop payment on check (shared branch only) D01
09 Soft Request in progress D01
200 Soft Do not honor D01
SC Soft Item suspected for stop pay D01
908 Soft Transaction destination cannot be found for routing D01
93 Soft Transaction cannot be completed, violation of law D01
60 Soft Card acceptor contact acquirer D01
S9 Hard Expiration date mismatch D02
SB Hard Expiration date mismatch (card pickup) D02
51 Soft Insufficient funds D03
216 Soft Insufficient funds D03
T9 Soft Insufficient funds for fees D03
116 Soft Insufficient funds D03
37 Hard Card acceptor call acquirer security, pick-up D04
34 Hard Suspected fraud, pick-up D04
04 Hard Pick-up D04
35 Hard Card acceptor contact acquirer, pick-up D04
07 Hard Pick-up card, special conditions D04
14 Hard Invalid card number (no such number) D05
SK Hard Cross-reference card not found D05
56 Hard No card record D05
111 Hard Invalid card number D05
S8 Hard Allowable PAN entries exceeded -- denial D05
118 Hard No card record D05
114 Hard No account of type requested D06
44 Hard No investment account D06
39 Hard No credit account D06
15 Hard No such issuer D06
52 Hard No checking account D06
SE Hard Ineligible account D06
214 Hard No account of type requested D06
T5 Hard Dormant account D06
42 Hard No universal account D06
53 Hard No savings account D06
SG Hard No account on file - absolute D06
S6 Soft PIN already selected D07
117 Soft Incorrect PIN D07
127 Soft PIN length error D07
86 Soft Cannot verify PIN (VISANet) D07
SQ Soft PIN key sync error D07
217 Soft Incorrect PIN D07
67 Soft Hard capture, pick-up D07
S5 Soft PIN not selected D07
TB Soft Unsafe PIN D07
126 Soft Invalid PIN block D07
55 Soft Incorrect PIN D07
EO Soft Transaction was declined by merchant due to mismatch of CVV2 data D08
SR Soft Bad CVV2 D08
R4 Soft Bad CVV3 D08
89 Soft Card verification value (CVV) verification failed (no pickup) D08
SP Soft Invalid secret code D08
94 Soft Duplication transaction D09
T3 Hard Lost card (no pickup) D10
208 Hard Lost card D10
41 Hard Lost card, pick-up D10
43 Hard Stolen card, pick-up D11
209 Hard Stolen card D11
120 Soft Transaction not permitted to terminal D12
40 Soft Requested function not supported D12
78 Soft Customer not eligible for POS (Star SM ) D12
115 Soft Requested function not supported (invalid transaction) D12
57 Soft Transaction not permitted to cardholder D12
183 Soft Balances not available for inquiry D12
E4 Soft Service not allowed. Transaction not permitted to cardholder. D12
119 Soft Transaction not permitted to cardholder D12
58 Soft Transaction not permitted to terminal (may also be a chargeback) D12
E5 Soft Service not allowed. Transaction not permitted to cardholder. D12
SV Hard Stop reoccurring payments D13
SS Hard Stop payment order D13
121 Soft Exceeds withdrawal amount limit D15
S2 Soft Check deposit limit exceeded D15
SN Soft Daily limit exceeded D15
123 Soft Exceeds withdrawal limit frequency D15
82 Soft Count exceeds limit (VISANet) D15
61 Soft Exceeds withdrawal amount limit D15
SL Soft Category limit exceeded D15
SO Soft Monthly limit exceeded D15
N4 Soft Transaction exceeds floor limit (future) D15
65 Soft Exceeds withdrawal frequency limit D15
SM Soft Transaction limit exceeded D15
54 Hard Expired card D16
101 Hard Expired card D16
33 Hard Expired card, pick-up D16
201 Hard Expired card D16
19 Soft Re-enter transaction D17
64 Soft Original amount incorrect, reversal (unsupported) D18
110 Soft Invalid amount D18
N9 Soft Incorrect account number (future) D18
13 Soft Invalid amount D18
181 Soft Enter lesser amount D18
S4 Soft Check amount does not match courtesy amount D18
38 Soft Allowable PIN tries exceeded, pick-up D21
206 Soft Allowable PIN tries exceeded D21
75 Soft Allowable number of PIN tries exceeded D21
106 Soft Allowable PIN tries exceeded D21
112 Hard PIN data required D27
27 Hard File update field edit error D27
17 Hard Customer cancellation, reversal (unsupported) D27
EH Hard CARD_ENT_METH supplied is not valid or required additional data not provided as defined D27
E8 Hard Standard Entry Class requirements were not met D27
P9 Hard Defective merchandise (future) D27
P1 Hard Slip without card imprint (future) D27
95 Hard Reconcile error D27
76 Hard Key synchronization error (FIS) D27
EL Hard Signature store did not complete D27
EB Hard Check digit error D27
999 Hard Used by TabaPay for Testing D27
SF Hard Item submitted more than two times D27
22 Hard Suspected malfunction, reversal (unsupported) D27
98 Hard Reserved for national use D27
84 Hard Time limit for pre-authorization reached (VISANet) D27
S1 Hard Check not acceptable D27
P4 Hard Delinquent settlement (future) D27
N2 Hard Non-receipt of requested item (future) D27
25 Hard Unable to locate record on file D27
N0 Hard Authorization life cycle unacceptable D27
EF Hard Attempt to process a BRIC transaction on a prior PIN based transaction D27
E6 Hard Issuer country is blocked D27
102 Hard Suspected fraud D27
E2 Hard AVS data required D27
90 Hard Cutoff is in progress D27
30 Hard Format error (may also be a reversal) D27
P7 Hard Claim or defense (future) D27
N8 Hard Altered amount (future) D27
128 Hard PIN key synchronization error (sanity error) D27
28 Hard File update record locked out D27
18 Hard Customer dispute, chargeback (future) D27
EI Hard CARD_ID is not valid D27
E9 Hard System time out D27
R0 Hard Fraudulent transaction prior to embossed valid date (future) D27
P2 Hard Imprinting of multiple slips (future) D27
96 Hard System malfunction D27
77 Hard Reserved for private use D27
EN Hard DB proxy response was not processed within the time out period D27
EC Hard CID format error D27
SJ Hard Item settled via ACH D27
23 Hard Unacceptable transaction fee D27
87 Hard Check already posted D27
S7 Hard Unmatched voucher information D27
P5 Hard Currency conversion error (future) D27
N3 Hard Non-receipt of requested item, illegible copy (future) D27
202 Hard Suspected fraud D27
26 Hard Duplicate file update record, no action D27
12 Hard Invalid transaction D27
N1 Hard Authorization life cycle expired D27
EG Hard CyberSource Time Out Connection to CyberSource timed out D27
E7 Hard Incorrect MAC was sent D27
P0 Hard Missing signature (future) D27
E3 Hard CVV2 data required D27
91 Hard Issuer or switch is inoperative D27
31 Hard Bank not supported by switch D27
P8 Hard Non-receipt of goods (future) D27
EA Hard Account length error D27
909 Hard System malfunction D27
29 Hard File update not successful, contact acquirer D27
21 Hard No action taken, reversal (unsupported) D27
EJ Hard Required PIN block not present D27
83 Hard Reserved for private use D27
S0 Hard Check not acceptable for cash D27
P3 Hard Canceled pre-authorization transaction (future) D27
97 Hard Reserved for national use D27
EQ Hard There were no available gateway nodes to route transaction D27
ED Hard Authorization is too old to capture D27
TA Hard ARQC validation failed for chip card D27
24 Hard File update not supported by receiver D27
E1 Hard Invalid or unsupported SEC D27
88 Hard Information not on file D27
P6 Hard Credit posted as a debit (sale) (future) D27
N7 Hard Error in addition (future) D27
S3 Soft Cash back limit exceeded D28
36 Soft Restricted card, pick-up D29
104 Soft Restricted card D29
62 Soft Restricted card D29
204 Soft Restricted card D29
180 Soft Limit exceeded due to cashback amount D29
105 Soft Card acceptor call acquirer’s security department D30
103 Soft Card acceptor contact acquirer D30
205 Soft Card acceptor call acquirer’s security department D30
203 Soft Card acceptor contact acquirer D30
66 Soft Card acceptor call acquirer security D30
210 Soft Suspected counterfeit card D31
129 Soft Suspected counterfeit card D31
03 Soft Invalid merchant D33
109 Soft Invalid merchant D33
SA Soft Inactive card D43
SD Soft Account closed D43
T4 Soft Closed account D43

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Provider Codes:   Hide

TabaPay  (real-time) Response Codes:



Transaction Responses   
Code Type Message SeaPay Code
85 Good Issuer has no reason to decline the transaction (Account Verification) A01
000 Good Approved A01
11 Good Approved (VIP) A01
R2 Good Allowable PAN entries warning -- approved A01
001 Good Approved with identification A01
16 Good Approved, update track 3 A01
R3 Good Approved with overdraft protection A01
003 Good Approved (VIP) A01
00 Good Approved or completed successfully A01
10 Good Approved for partial amount A05
002 Good Approved for partial amount A05
113 Soft Unacceptable fee D01
ST Soft Revocation of authorization order D01
01 Soft Refer to card issuer D01
EM Soft Debit PIN transactions must be swiped D01
68 Soft Response received too late, reversal (unsupported) D01
182 Soft Institution not supported by switch D01
06 Soft Error D01
130 Soft Transaction failed OFAC check D01
ZZ Soft Used by TabaPay for Testing D01
R1 Soft Credit not received (future) D01
N6 Soft Non-matching account numbers (future) D01
81 Soft Issuer requested standin D01
32 Soft Completed partially, reversal (unsupported) D01
207 Soft Special conditions D01
107 Soft Refer to card issuer D01
SH Soft Unable to locate D01
EE Soft Card product code is blocked Card product code is blocked D01
63 Soft Security violation (may also be a chargeback) D01
122 Soft Security violation D01
T6 Soft Special conditions (no pick-up) D01
02 Soft Refer to card issuers special conditions D01
EP Soft Transaction not allowed as per a validation rule D01
79 Soft Invalid digital signature D01
184 Soft Resubmission in violation of network rules D01
08 Soft Honor with identification D01
100 Soft Do not honor D01
RR Soft Unknown Backend Processing Error D01
907 Soft Card issuer or switch inoperative D01
99 Soft Card network fault error D01
92 Soft Financial institution or intermediate network unknown for routing D01
59 Soft Suspected fraud D01
SI Soft General denial D01
108 Soft Refer to card issuer’s special condition D01
131 Soft Check not acceptable D01
EK Soft Bin is not valid for pinless routing D01
124 Soft Violation of law D01
T7 Soft Purchase only approval for purchase with cash back transaction. D01
Q1 Soft Card authentication failed D01
05 Soft Do not honor D01
N5 Soft Declined authorization (future) D01
80 Soft Stale dated transaction (Star SM ) D01
20 Soft Invalid response D01
185 Soft Stop payment on check (shared branch only) D01
09 Soft Request in progress D01
200 Soft Do not honor D01
SC Soft Item suspected for stop pay D01
908 Soft Transaction destination cannot be found for routing D01
93 Soft Transaction cannot be completed, violation of law D01
60 Soft Card acceptor contact acquirer D01
S9 Hard Expiration date mismatch D02
SB Hard Expiration date mismatch (card pickup) D02
51 Soft Insufficient funds D03
216 Soft Insufficient funds D03
T9 Soft Insufficient funds for fees D03
116 Soft Insufficient funds D03
37 Hard Card acceptor call acquirer security, pick-up D04
34 Hard Suspected fraud, pick-up D04
04 Hard Pick-up D04
35 Hard Card acceptor contact acquirer, pick-up D04
07 Hard Pick-up card, special conditions D04
14 Hard Invalid card number (no such number) D05
SK Hard Cross-reference card not found D05
56 Hard No card record D05
111 Hard Invalid card number D05
S8 Hard Allowable PAN entries exceeded -- denial D05
118 Hard No card record D05
114 Hard No account of type requested D06
44 Hard No investment account D06
39 Hard No credit account D06
15 Hard No such issuer D06
52 Hard No checking account D06
SE Hard Ineligible account D06
214 Hard No account of type requested D06
T5 Hard Dormant account D06
42 Hard No universal account D06
53 Hard No savings account D06
SG Hard No account on file - absolute D06
S6 Soft PIN already selected D07
117 Soft Incorrect PIN D07
127 Soft PIN length error D07
86 Soft Cannot verify PIN (VISANet) D07
SQ Soft PIN key sync error D07
217 Soft Incorrect PIN D07
67 Soft Hard capture, pick-up D07
S5 Soft PIN not selected D07
TB Soft Unsafe PIN D07
126 Soft Invalid PIN block D07
55 Soft Incorrect PIN D07
EO Soft Transaction was declined by merchant due to mismatch of CVV2 data D08
SR Soft Bad CVV2 D08
R4 Soft Bad CVV3 D08
89 Soft Card verification value (CVV) verification failed (no pickup) D08
SP Soft Invalid secret code D08
94 Soft Duplication transaction D09
T3 Hard Lost card (no pickup) D10
208 Hard Lost card D10
41 Hard Lost card, pick-up D10
43 Hard Stolen card, pick-up D11
209 Hard Stolen card D11
120 Soft Transaction not permitted to terminal D12
40 Soft Requested function not supported D12
78 Soft Customer not eligible for POS (Star SM ) D12
115 Soft Requested function not supported (invalid transaction) D12
57 Soft Transaction not permitted to cardholder D12
183 Soft Balances not available for inquiry D12
E4 Soft Service not allowed. Transaction not permitted to cardholder. D12
119 Soft Transaction not permitted to cardholder D12
58 Soft Transaction not permitted to terminal (may also be a chargeback) D12
E5 Soft Service not allowed. Transaction not permitted to cardholder. D12
SV Hard Stop reoccurring payments D13
SS Hard Stop payment order D13
121 Soft Exceeds withdrawal amount limit D15
S2 Soft Check deposit limit exceeded D15
SN Soft Daily limit exceeded D15
123 Soft Exceeds withdrawal limit frequency D15
82 Soft Count exceeds limit (VISANet) D15
61 Soft Exceeds withdrawal amount limit D15
SL Soft Category limit exceeded D15
SO Soft Monthly limit exceeded D15
N4 Soft Transaction exceeds floor limit (future) D15
65 Soft Exceeds withdrawal frequency limit D15
SM Soft Transaction limit exceeded D15
54 Hard Expired card D16
101 Hard Expired card D16
33 Hard Expired card, pick-up D16
201 Hard Expired card D16
19 Soft Re-enter transaction D17
64 Soft Original amount incorrect, reversal (unsupported) D18
110 Soft Invalid amount D18
N9 Soft Incorrect account number (future) D18
13 Soft Invalid amount D18
181 Soft Enter lesser amount D18
S4 Soft Check amount does not match courtesy amount D18
38 Soft Allowable PIN tries exceeded, pick-up D21
206 Soft Allowable PIN tries exceeded D21
75 Soft Allowable number of PIN tries exceeded D21
106 Soft Allowable PIN tries exceeded D21
112 Hard PIN data required D27
27 Hard File update field edit error D27
17 Hard Customer cancellation, reversal (unsupported) D27
EH Hard CARD_ENT_METH supplied is not valid or required additional data not provided as defined D27
E8 Hard Standard Entry Class requirements were not met D27
P9 Hard Defective merchandise (future) D27
P1 Hard Slip without card imprint (future) D27
95 Hard Reconcile error D27
76 Hard Key synchronization error (FIS) D27
EL Hard Signature store did not complete D27
EB Hard Check digit error D27
999 Hard Used by TabaPay for Testing D27
SF Hard Item submitted more than two times D27
22 Hard Suspected malfunction, reversal (unsupported) D27
98 Hard Reserved for national use D27
84 Hard Time limit for pre-authorization reached (VISANet) D27
S1 Hard Check not acceptable D27
P4 Hard Delinquent settlement (future) D27
N2 Hard Non-receipt of requested item (future) D27
25 Hard Unable to locate record on file D27
N0 Hard Authorization life cycle unacceptable D27
EF Hard Attempt to process a BRIC transaction on a prior PIN based transaction D27
E6 Hard Issuer country is blocked D27
102 Hard Suspected fraud D27
E2 Hard AVS data required D27
90 Hard Cutoff is in progress D27
30 Hard Format error (may also be a reversal) D27
P7 Hard Claim or defense (future) D27
N8 Hard Altered amount (future) D27
128 Hard PIN key synchronization error (sanity error) D27
28 Hard File update record locked out D27
18 Hard Customer dispute, chargeback (future) D27
EI Hard CARD_ID is not valid D27
E9 Hard System time out D27
R0 Hard Fraudulent transaction prior to embossed valid date (future) D27
P2 Hard Imprinting of multiple slips (future) D27
96 Hard System malfunction D27
77 Hard Reserved for private use D27
EN Hard DB proxy response was not processed within the time out period D27
EC Hard CID format error D27
SJ Hard Item settled via ACH D27
23 Hard Unacceptable transaction fee D27
87 Hard Check already posted D27
S7 Hard Unmatched voucher information D27
P5 Hard Currency conversion error (future) D27
N3 Hard Non-receipt of requested item, illegible copy (future) D27
202 Hard Suspected fraud D27
26 Hard Duplicate file update record, no action D27
12 Hard Invalid transaction D27
N1 Hard Authorization life cycle expired D27
EG Hard CyberSource Time Out Connection to CyberSource timed out D27
E7 Hard Incorrect MAC was sent D27
P0 Hard Missing signature (future) D27
E3 Hard CVV2 data required D27
91 Hard Issuer or switch is inoperative D27
31 Hard Bank not supported by switch D27
P8 Hard Non-receipt of goods (future) D27
EA Hard Account length error D27
909 Hard System malfunction D27
29 Hard File update not successful, contact acquirer D27
21 Hard No action taken, reversal (unsupported) D27
EJ Hard Required PIN block not present D27
83 Hard Reserved for private use D27
S0 Hard Check not acceptable for cash D27
P3 Hard Canceled pre-authorization transaction (future) D27
97 Hard Reserved for national use D27
EQ Hard There were no available gateway nodes to route transaction D27
ED Hard Authorization is too old to capture D27
TA Hard ARQC validation failed for chip card D27
24 Hard File update not supported by receiver D27
E1 Hard Invalid or unsupported SEC D27
88 Hard Information not on file D27
P6 Hard Credit posted as a debit (sale) (future) D27
N7 Hard Error in addition (future) D27
S3 Soft Cash back limit exceeded D28
36 Soft Restricted card, pick-up D29
104 Soft Restricted card D29
62 Soft Restricted card D29
204 Soft Restricted card D29
180 Soft Limit exceeded due to cashback amount D29
105 Soft Card acceptor call acquirer’s security department D30
103 Soft Card acceptor contact acquirer D30
205 Soft Card acceptor call acquirer’s security department D30
203 Soft Card acceptor contact acquirer D30
66 Soft Card acceptor call acquirer security D30
210 Soft Suspected counterfeit card D31
129 Soft Suspected counterfeit card D31
03 Soft Invalid merchant D33
109 Soft Invalid merchant D33
SA Soft Inactive card D43
SD Soft Account closed D43
T4 Soft Closed account D43

Provider Codes:   Hide

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